Storms, Fire & Insurance
Floods, wildfire ash and insurer roof notices: when to wash, when to wait and what insurance covers.

Hiring a Pro
“Insurance Covers the Flood Cleanup”: What It Really Pays
Flood insurance pays for mud removal on the house, not the driveway, patio or fence. Five cleanup claims checked against the NFIP policy, with washer prices.
Storms, Fire & Insurance

Hiring a Pro
Roof Flagged for Moss by Your Insurer: What to Do
An insurer's aerial photo says your roof has moss or algae? Ask for the exact reason, get a roofer's report and clean only real moss. What regulators say.
Roofs & Gutters

Hiring a Pro
Will Insurance Pay to Wash Wildfire Ash Off My House?
Smoke, soot and ash on siding is often a covered homeowners loss. Check the deductible against a normal soft wash price, document first, then let the claim pay.
Storms, Fire & Insurance